With the constant redrawing of the political world map over the last decade, opportunities for international companies and banks to enter new emerging markets have increased considerably.

The rewards available to investors who successfully introduce and manage new enterprises into developing countries are significant, but the higher returns are almost always equally compensated for by the high War & Civil War risks encountered in these parts of the world.

LPH Pitman has developed insurance coverage against War and Civil War exposures to physical fixed and movable assets and investments placed within countries with the potential for unrest.

War on Land Insurance covers an owner's or an investor's asset against:

• War Risks
• Civil War Risks
• Strikes, Riots and Civil Commotions
• Sabotage and Terrorism Risks
• Confiscation, Expropriation, Nationalisation and Deprivation Risks

The coverage is available to all companies inwardly investing in unstable jurisdictions such as:

• Developers of commercial, industrial and hotel properties in emerging countries. Property and high value building equipment is highly sensitive to War and Civil War exposures as it is a prime economic target for disaffected factions, combined with the problem of being in a fixed location which is often in the principle cities where unrest is most likely to be played out. War on Land Insurance protects against their loss due to these perils
  
  
• Traders and Financiers of commodities located in high-risk countries. Oil and other commodities which are, held at refineries or in warehouses typically represent fluctuating exposures to their owners, as consignments come in and product is sold. War on Land Insurance can provide flexible coverage based on the actual amounts exposed at any one time in one country or on a global basis.
  
  
• New Technology, Telecommunications, Air Navigation Systems Investors. Modern technology investments by international companies in the third world often require the siting of high value ground station equipment in isolated locations within a target country's borders. These locations represent easy targets where there is civil disobedience, and are a prime target where there is a war threat from neighbouring countries. War on Land Insurance can cover both the value of the equipment and the installation, and the losses which can follow from the unforeseen loss of the facility due to War perils

For more information, copies of specimen policy wording, or for specific premium quotations, please click broker@lphpitman.co.uk